Craig,
>Do people really still use 640x480???
Not by choice, but sometimes by necessity. Old laptop, eagerly awaiting replacement is 640 only. Old cheap monitor on one of my homebrew servers is 640 only. Monitor at a couple of customer locations is 640 only (mostly still running DOS apps, but I can logon Internet from there to check UT and email).
It's really annoying that even with graphics turned off, the lower-left quadrant does not fully show.