>Has anyone, or does anyone have some coding I could use for extracting the credita card number , expiration , first and last names from a raw MSR reading? This is something I could figure out but I have no time.
> Any help is appreciated.

Believe it or not, http://www.2600.com/phrack/p46-16.html is the most comprehensive source I've found. More than you will ever wany to know. A hacker's delight.