>>>>>>>>>>>>>>>>>>>>
>Beats me which one's faster. I'll leave that as an exercise for the reader. :-)
>>>>>>>>>>>>>>>>>>>>

Actually Arrays are faster here.

cd home()
clear
s1 = SECONDS()
FOR n = 1 to 100
   lsMyString = filetostr("foxpro.h")
   alines(laMyArray, lsMyString)
next
? alen(laMyArray)
? 'Array in ' + TRANSFORM(SECONDS()-s1)
?

s1 = SECONDS()
FOR n = 1 to 100
   create cursor Dummy (TxtFld C (250))
   append from foxpro.h SDF
NEXT
? Reccount()
? 'Cursor in ' + TRANSFORM(SECONDS()-s1)