I am going to make a couple of assumptions here; first you are using MFC, secondly you already know how to load a bitmap (BMP) file.

void DrawBitmap(CDC& dc, CBitmap* pbm)
{
   CDC dcMem;
   BOOL bReturn;

   dcMem.CreateCompatibleDC(&dc);
   CBitmap* pOldBitmap = dcMem.SelectObject(pbm);

   *!*
   *!* Now you can use the CDC member methods to render stuff
   *!* into the display context, for example:-   
   *!*
   *!* CDC::DrawText()
   *!* CDC::ExtTextOut()
   *!*

   dcMem.SelectObject(pOldBitmap);
 }

You can convert this to native Win32 API calls but I find MFC much simpler for this type of thing.

HTH
Neil