>Result:
>

>File to Str:
>66.486    13.2972
>Cursor Idea:
>67.607    13.5124
>

for 639KB file.

Not much difference for me. Here are my results over a 1.7 Mb TXT:

File to Str:
       11.377      2.2754
Cursor Idea:
       13.369      2.6738

I think that -although you have to do LOTs of consecutive transformation- both methods are more or less the same, so just use the one you seem more readable.