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>I still want the TABS to be displayed because they have STEP 1:... STEP2:... etc in their captions and thus can be used as a visual reference as to where they are. Anyway to do this?

Don't use the tabs. Basically what you have done is create a wizard. Look at other wizards in VFP, Word, Access, etc. You an add a combo box that allows the user to step to a particular page. Just disable the item in the combo box that the user can't get to because the proper data hasn't been entered.