>oExcel=createobject('Excel.Application')
>With oExcel
> .Workbooks.Open(sys(5)+curdir()+'schedcrossxls.xls')
> .visible = .t.
> .Selection.Insert(-4121)
>
>inserts a single cell....how would I insert an entire row?

From the Excel VBA help file:

This example inserts a new row before row four on Sheet1.
Worksheets("Sheet1").Rows(4).Insert

In your example, it would be:

oexcel.ActiveSheet.Rows(some row here).Insert
   or
oexcel.Worksheets(1).Rows(some row here).Insert

HTH.