>>The only thing for certain is change, and the best approach is not to put all your eggs in one basket.
>
>Hmmm, Enron employees come to mind as a prime example of this addage.

Here at the NE Dept of Rev employees have control of their retirement account and where it is invested. Most are very capable of handling their own affiars. The Enron employees were not allowed to withdraw their retirement when they relaized the bottom was falling out, but the managers and CEOs could.

It hurts to see so many Enron employees swindled out of their retirement and their job. Some folks were on the verge of retiring. Now they have no job, no retirement income, little hope of finding a new job, and a good chance they will loose their home. Homeless and destitute, and no jobs at KMart as a greeter. They are the victims of a large group of people who serve only themselves and have no sense of social or community reponsibility. No morals. No ethics. Only greed. One Billion isn't enough to live on for those high flyers.

Ken Lay and his crowd, and the Andersen 'accountants' and CEOs should end up in prison and all their assets applied to the relief of the folks they swindled.

Most people don't realize it, but the SocSec fund is in the same shape as Enron. Being constantly dipped into for political purposes and 'entitlement' programs, it is now full of IOUs. Congress now steals from peter to pay paul, but as todays baby boomers retire they (including me) will find that there won't be any money in the SS fund. We will be the recipients of funds pulled from a giant shell game, where taxpayers can't figure out where the pea is.
JLK