OK...here goes:
DL=download
archive=compressed file (zip,arj,ace,rar)
_save target as_ is my way of telling you to instruct your users to do a right mouse click on the link and choose the 'save target as...' option .

If you still can't manage this , message me back.

If you want some more on HTML , check out
http://www.htmlhelp.com && quick start site
http://www.w3org.com &&complete HTML 4.01 specification

Good luck