David,

If you want to process cerdit cards via modem dial-up connection I have an easy solution for you. Our product, DialCard Modules, has been certified with six leading credit card processors: Global Payments, First Data (NaBANCO and CARDnet), VisaNet, Nova, and Paymentech. These processors will cover 99 percent of financial institutions in US and Canada. The product is a library of compiled FoxPro routines. Interface - one line of code: "DO... WITH".
No ActiveX, megabyte objects, messing up with Windows registry etc, The link is direct with the processor. Signio, Cybercash, iTransact - they are all middle agents of the processing networks and charge comissions. There is no need to go through them. Our product has been used by dozens of developers and runs on thousands of cites replacing "products" like ICVerify, Protobase and others. We will be opening Web site soon: www.medasyst-software.com. If you need more information, demos, or references I can e-mail them to you.

Joshua Zavelovich
Medasyst, Inc.