>I save the template using MS Word in an RTF file then open the file using Windows Notepad. I copy the content from the Notepad and paste it into a memo field.

OK. As you are doing it this way, you could try using :-

Replace REPTTMPL.Template With FileToStr(cFileName)

This would be much cleaner. However, the point is that you are putting the whole RTF content into the memo file and then using the VisDocs LoadTemplate method, right?

>I'm loading the template into the datastream from the memo field using the following command:
>
>m.nstream = m.ortf.loadtemplate(REPTTMPL.Template)

Can I suggest that you try the following approach :-

*1. Create a temporary file name and write the RTF data in REPTTMPL.Template out to a disk file.
m.cTempFile = forceExt(Substr(Sys(2015),3), 'RTF')
=StrToFile(REPTTMPL.Template, m.cTempFile)
*2. Open the tempfile as follows using the loadTemplateFile method (not the loadTemplate method)
m.nStream = m.oRtf.loadTemplateFile(m.cTempFile)

Obviously, you need to delete the temporary file you have created after it has been loaded into your application.

Before we go any further, try the above approach and see what (if anything) happens when you run a troublesome report.

Best