I ran the following code in Windows ME VFP 7 Development, and got random information into the MEMO's. FoxPro doesn't show them in a browse, but, I can see them in the Modify File window. If anybody has access to a 95/98/ME machine and would like to test this, please let me know.
Running this code on a Win2000 box, I get the appropiate blocks after the memo text.

Set BlockSize To 512

CREATE CURSOR cuVI ;
   ( MAIL_NO   N(5,0)   NOT NULL ;
   , DATE      D        NOT NULL ;
   , WHO       C(6)     NOT NULL ;
   , RESULT    M        NOT NULL ;
   , NEW       L        NOT NULL )


nLoops = 3
DIMENSION ar[nLoops]

ar[1] = "Test record 1"
ar[2] = "Specifies the directory that is initially displayed in the dialog box. " + ;
        "When cDirectory is not specified, the dialog box opens with the " + ;
        "Visual FoxPro default directory displayed"
ar[3] = "Small set again. Not sure which will have erroneous data."
FOR nL = 1 to nLoops

   INSERT INTO cuVI VALUES ;
      ( nL     ;
      , date() ;
      , "Test" ;
      , ar[nL] ;
      , .F.    )

ENDFOR

SELECT cuVI

COPY TO ("\ViTest.DBF") FOX2X

* Open file to see results
modify file \viTest.fpt

Thanks,
Tracy