>>...I don't mail my checks anylonger!

Same here. Everything possible is paid online or via CCs now - no more paper if I can help it (though I still average 1 or 2 checks per month, due to some stodgy old eBayers).

I had a snail mail bill-payment "chewed up" and lost in the mails a few years ago (the remains were finally received several months later in a little "letter body bag"), and it came down as an unpaid bill, late fees, went on my credit history, etc. Took a big hassle to get it straightened out...

That was about when I decided electronic payments were safer than checks...