Actually, I don't see your current situation much different today even if you had taken your 3 first choices:

>1. Expanded SQL Server knowledge

I think there is more demand for Oracle than SQL Server ... The problem is unimaginative recruiters: SQL is SQL, whether it is VFP, Sybase, Oracle, SQLServer, DB2 ... with a few extensions.

>2. Learned Visual Basic

VB is "dead" ... It would not have helped much with .NET. The key to understanding .NET is understanding the object model. And there is more demand for C#. You would have been better off learning C/C++.

>3. Increased knowledge of web development via DHTML and ASP (Classic)

One could argue there is more demand for Java, Perl, CGI, Python ... more alphabet soup.

(In general, just more UNIX).

...

If one accepts that there will be "lean times" and that life is a constant learning process, then there are no regrets; just different choices.

(If I'm going to have regrets, I'd rather have "big" ones: I wish I could've learned SAP ... or PeopleSoft ... or JD Edwards ...)