Tom

over 40 is not longer old.

In the UK retirement ages are going up and up as the government realises the size of the pension black hole. Less and less people paying into a pot with more people living longer taking money out.

So an over 40 may still have a very long working life ahead of him/her.

I anticipate retiring sometime in my mid 90's and then doing what working people where always supposed to do. Dying about 1 to 2 years later.

Nick Mason