I avoid some of this problem by having a clause in my contracts that all disputes will be solved by arbitration and they cannot collect more than they paid me.


>I have been doing little programs and add on modules for fairly new client (since June). Friday, I get an email from their IT guy asking if I could forward a Certificate of Liability. We have been discussing me re-writing their order control/inventory software.
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>What is a Certificate of Liability?
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>What do they cost?
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>Why do I need one?