Thanks! I've kept you're email:-)

>Hi,
> I think they are asking for what is called a "Certificate of Currency", they are just checking that your PI (Public Indemnity Insurance Policy) is up todate.
>
> One pertinent point to remember is that, if you are working on a schedule of rates basis/contract (i.e. Hourly Hire, under their direction) they are totally responsible for all liability, not you. i.e. if the job is stuffed up, under their direction, they pay you hourly hire to fix it.
>
> If you are working on Hourly Hire, a letter/fax (not an email) to the client advising that under the present contract, you are not Liable, to negate the email they sent you. i.e. you may be liable since they sent the email requesting it.
>
> If you are working on a Fixed price basis, you will need PI under to the amount as specified in your contract, unless otherwise specified, i.e. You say I will work for a reduced rate and use the client's insurance. If this is the case it is paramount that you get this in writing, and included and noted in the contract, if not, it can get very messy if things go wrong.
>
> If they require you to have PI you may be able to negotiate a rate increase to cover the additional costs.
>
> If you require any further assistance I am pleased to help.
>
>Regards N Mc Donald
>
>
>>I have been doing little programs and add on modules for fairly new client (since June). Friday, I get an email from their IT guy asking if I could forward a Certificate of Liability. We have been discussing me re-writing their order control/inventory software.
>>
>>What is a Certificate of Liability?
>>
>>What do they cost?
>>
>>Why do I need one?