This is a huge help, Sergey. I'm off and running with the RTF control. Thanks very much!

If I get greedy and also want live hyperlinks <g>, then I know that I can't do it with and RTF control. If I use a browser control:
1) can the user still edit the text?
2) should I just use the standard "Browser class" ActiveX or is there another that I should use?
3) Will a browser control work seemlessly for bold, italics, etc. (but not a hyperlink, of course) for those who don't have an internet connection or even a browser?
4) If the user enters a hyperlink in a browser control and clicks on it, can it be configured to load his browser instead of showing the resulting page in the control?

Do I need to use a DHTML control instead? I've seen people here say that it would require a lot of programming. Where would I get a DHTML control and where can I read about what programming would be required?

Thanks again for all of your help, Sergey! I appreciate it.

-Bob