>Not to jump on you but I've had several people on here say encryption solves security problems when it really just stops prying eyes, not those that just want to do damage.

Entirely correct. After encryption you still have the problem of access to the data. Encryption does nothing against someone corrupting your dbf, zapping it or just erasing the files. To avoid that problem in a file-based system you would have to play with Windows Access Control, from an administrator point of view. This of course still may leave some security holes, not to mention the Domain (Windows) Admin still has access and can do damage.

From a security point of view, SQL Server (or similar) is much better, which was I believe CB's point, as you can as a DBA secure the data even from a SysAdmin. (Now the DBA is the security hole <g>).