John,
I did do that and found little difference, so left them open to show that the outcomes are the same. Sorry I should have left a comment!
Actually a purist might also observe that I should have created an array(NUMFIELDS) and just used APPEND FROM ARRAY to populate the source cursor.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1