>Our company is about to go into a Kansas and the laws there state that rebates on loans either for early payoff or termination by repossession shall be figured by the 'acturial method'. I believe I know how to figure this for a rebate but I cannot find a published formula for this anywhere. (this is strange because almost all states use the term 'acturial method' somewhere in their statutes.) Can anyone provide a formula for figuring a rebate of interest on a precomputed loan using the 'acturial method'? Thanks!