Jim,
I'm going to offer an apology of sorts...I was trading some e-mails and posts and wound up posting text that I meant for an e-mail. I think that's maybe the 2nd time in my life that I've done so.
You may choose not to believe that, but it is the truth.
(And while I did not intend to post it, I will not 'back-off' from it, I believe in what I said).
Kevin