>>
>>The CHR(13) + CHR(10) (CR+LF) is standard DOS/Windows end of line combination.
>
>Would this be the same if user types into a memo field and word wrap moves to the next line? That is, does VFP automatically inserts CHR(13) + CHR(10) at the end of that line?

No, nothing get inserted. It'll be one continious line until next Enter is pressed.