You said:
sqlCommand = "BULK INSERT INTO YourSqlTable FROM 'c:\Test.TXT' WITH {FIELDTERMINATOR = '~', ROWTERMINATOR = '|\n'}


Can that also be done from XML
like xx=CURSORTOXML("myDBFtable","joel")

then use something like
INSERT INTO YourSqlTable FROM NAME "joel"

Would Joel (the XML memory varaiable/cursor) be a objectname?