I've upgraded to Windows 98 (and converted to FAT32) without any problems.

I haven't yet had the need to use a Setup Wizard created setup disk so I can't comment on that particular issue.

David Turnedge
Sydney, Australia

PS Windows 98 is really worth it. It does seem to be faster that Windows 95 and the Office 97 style menus (even in VFP - animated 3D menus sans icons) helps keep VFP current.