>>Besides, when you guys say, "It's cold out there - must be 20 degrees" it sounds daft.
>
>20 degrees, cold? That's still short sleeve t-shirt weather here!

You beat me to it. I had to break out the heavy winter jacket for the first time last week, the morning it was 8 degrees. Often I go all winter with a medium weight Lands End squall jacket.

Not shirt sleeves, though. That's just for crazy Iowans ;-)