> ... From everything I have read the issues are so complex even people who work in the financial markets -- Wall Street, Treasury and other government departments, institutional investors -- don't completely understand them. Why should the financially inastute be listened to at all?

Because they're supposed to vote with their wallets in the end, foot the bill, pick up the tab (or any combination thereof), as if they fully understand what they're doing.

And these guys who have confessed that they don't understand what they were doing have already screwed up the system, and should now be the experts whom everyone should trust again? After having pulled every possible trick in the book and wrote a few more sequels - they should be trusted to solve this? People may be nuts, and crazy, but not this stupid (I hope... don't get fooled again).