>The stuff that gets me with banks, at least the ones here, are things like
>
>Debits process before credits.
>The largest debit amount is processed first - which means that if the largest amount would send your account in the red, they automatically get NSF fees on everything following.
>
>And something that we ran into...our bank instituted an interesting new 'process' where the computers 'stack up' everything that will hit your account during the day and if
at any point your account goes into the negative, they assess an NSF on
every charge for that day. We had 5 items pay in the black and 4 of the 5 NSF charges (38$ each) paid in the black - the last one finally paid in the red. Apparently what triggered this was my husband going online and ordering something (in May) that wasn't going to ship (or be charged to our account) until October, but when the company put the 'check to see if this is a good account' request, the bank put a 'hold' on that amount for just long enough for the balance to go negative. Voila! an extra 190$ for the bank!
>
>And then, to add insult to injury, the bank charged an extra 6$/day that the account was negative.
>
>(blink)(blink)hummina?
I got bank manager (friend of mine) admit they made wrong entry on my loan.
It was charge for late payment which was not late. It was due to their computer system glitch.
However it was not rectified til today, because their system does not have such feature for him to adjust
and for this to happen he has to contact that and that department to make manual entry ... So I just gave up.
However,
I am sure they would correct it in a split of a second if they credited me by system glitch {g}