When dealing with a bank, always ask yourself "What will make the bank the most money?" That will answer every question/condition.


>When I charge something against my bank card, debit or credit, my available account balance almost immediately reflects that amount. When I have money tranferred into my bank account, PayPal or a refund on a purchase, I usually will not see anything regarding that transaction from 4 to 10 days. Why is that? It makes me feel that the entire commerce system is evil and only out to screw with my money.