I know, but it just really irks me. I don't like to be a paranoid conspiracy nut, but then they seem to push me that way.

>When dealing with a bank, always ask yourself "What will make the bank the most money?" That will answer every question/condition.
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>>When I charge something against my bank card, debit or credit, my available account balance almost immediately reflects that amount. When I have money tranferred into my bank account, PayPal or a refund on a purchase, I usually will not see anything regarding that transaction from 4 to 10 days. Why is that? It makes me feel that the entire commerce system is evil and only out to screw with my money.