Yes, I agree that error message is misleading in this case. It should be .FPT Access Denied type of error.
There's no VFP team anymore at M$.

>Well, there's a moment that vfp decides to trigger the Access Denied error. If that's done only after not being able to open the .DBF, then that's not good enough I guess. It should also trigger that error after not being able to open the .CDX or .FPT, don't you agree?!
>
>BTW, I'm not holding you accountable for that behavior. Don't get me wrong here. You are the one who took time to answer and for that I am grateful. My purpose of delving somewhat deeper is to get a better understanding of what happens and what can be done to prevent the 'Memo file...' error. I assume it's too late now to ask the vfp-team to repair this behavior.
>