It may be obvious to you but that does not make it true. I see a pattern here: people announce firm opinions and schemes to solve the world's ills and if asked to quantify or justify, name-calling or attribution of motivation quickly follows.

IMHO, calling you a socialist is not name-calling or attribution of motivation. Socialists mainly share the belief that capitalism unfairly concentrates power and wealth among a small segment of society that controls capital, creates an unequal society, and does not provide equal opportunities for everyone in society. Therefore socialists advocate the creation of a society in which wealth and power are distributed more evenly. Your posts here indicate that you share this belief. If you feel that saying that you are a socialist is name-calling, I really do not understand it at all. Everyone is entitled to their beliefs even if I do not happen to share them.

I can tell you that even if you'd spent years working with medical coding/billing in the US market

Actually, I did back in the 90's.

your existing system does have some redeeming features and you don't want to throw out the baby with the bathwater. The risk is that it may end up easiest to do nothing at all- again- which will bequeath a monumental problem to the next generation.

The deficit this year is almost 4 trillion dollars. Adding yet another entitlement program to increase the deficit even more will bequeath a monumental problem to the next generation.