>>How do you restrict the ability to decrypt ?
Do you bank online? Do you use public wifi? Do you have e-mail on your phone?
If no to all three, then IMO we should delay this conversation for a year. If yes to any of them, then how do you restrict the ability to decrypt?
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1