Direct debit is dangerous. If anything goes wrong, say they double dip, you have limited legal recourse to fix it.

>That depends on your arrangement with the HOA.
>I have authorized the HOA to make direct debits. There is no paper involved in a direct debit. They debit my account and credit theirs.
>Double entry bookeeping being what it is, if I see the debit, I know that they got the credit.
>That's how Direct Deposit Payroll works.
>It's more efficient and that will eventually become the standard payment method,.