>I have two grandsons in high school with high GPA's who can't even think about those schools.
>Both of their parents are PE's who work their butts off to save as much money as they can for their kids' schooling, but those schools are just out of reach.

Bill - FWIW, most of those top schools now have financial aid systems consisting mostly of grants, not loans, and in which they will provide a fair amount of money. Your grandsons should not rule out those schools without taking a look at the real out-of-pocket cost. Check out this site: http://www.collegedata.com/cs/promo/promo_netcost_tmpl.jhtml;jsessionid=21e48df49bf8b61e32de162c56b5adb013e8fbcf23d9e0930ed745941793c53b.e3iNbN8Pbh0Le38Kc3yQc3qNchn0n6jAmljGr0.1

You may find that an Ivy or other top-tier school is actually cheaper in real cost than a state school.

Tamar