>Craig,
>
>I come from holland, and i've worked for a big insurance company on a Y2k project. I don't see that the problems in West-Europe should be worse than in the U.S. Y2K is a problem that is seriously taken up here.
>
>I agree that 3rd world countries 'll have a problem as they don't have the budget to solve the problem.

You're situation may be the exception. There WILL be problems here in the US. The IRS has already stated that they won't be done.