Also you rely on younger fitter others to pay oversized healthcare premiums that allow yours to be lower- underwriting says the premium should be at least $15K/yr each for those over 60 if not for the surpluses of the young.
As a matter of fact, Andy and I are paying almost $20,000 a year for our health insurance.
Then perhaps the young should refuse to contribute to Medicare since they won't need it for 40 years and it'll be gone by the time they get there, so why should they miss out on the American dream so oldsters can Socialize their own costs? All the hard work of the young to try to get ahead is being sucked away by oldsters who guard their own assets aggressively and lecture the struggling young about their need to work harder and save.
I have been paying into Medicare for over 40 years and it may not be there for me when I get to that age. However, even though I lived hand-to-mouth for many many years, had to pay Medicare and Social Security taxes, I still managed to work hard enough to gain some assets. I am not that special. If I can do it, anyone can.
BTW, if you are so altruistic, I suggest that you give all of your assets away to all those young people that you seem to think need a hand out.
The problem with socialism is that eventually you run out of other people's money.
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