I can't tell the difference.
>You may not get the ads as spam, but as DoubleClick ads.
>You can't turn off the data collection in Windows 10. It does things like look at usage of apps, menu selections, etc, so they can get better at what features they offer and even which ones people don't use. But again, it gets aggregated and not tied to you.
>
So Windows 10 gathers information on how many times I connected to my online bank(s)? how many times I used Quicken?
"The creative process is nothing but a series of crises." Isaac Bashevis Singer
"My experience is that as soon as people are old enough to know better, they don't know anything at all." Oscar Wilde
"If a nation values anything more than freedom, it will lose its freedom; and the irony of it is that if it is comfort or money that it values more, it will lose that too." W.Somerset Maugham