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>In 2017, a lot of people are heavily mortgaged with lenders requiring life insurance to at least cover the mortgage. Smart insureds may have no means of reducing their benefits. But the premiums rise every year.
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Anyone who agrees to that, deserves it.
The lender has a lien on the property which, if the lender is competent, should more than cover its exposure.

>My grandpa always said that the mark of a quality organization is how it treats its own. That's forgotten by many modern 1%ers who think their role primarily is to squeeze more margin and to heck with workers who are just an outsourceable commodity (and let them eat cake.)

Grandpa was right. Henry Ford figured out that if his people made money and had leisure time, they'd buy his cars.