>What is so much needed for money to offer the little "quicker" helps, like a auto-link to what is "MS" is

$60US is quite cheap. A problem that can be answered in 5 minutes on the Universal Thread might take you an entire afternoon if you solve it at all. Consider the following equation:

3hours * 20$ per hour = UT Membership

In your particular case members here have spent a good deal of their time helping save you time. Much more that $60 worth.

Being a premier member makes the UT even more productive, saving yet more money.