Hi Hilmar
You said:
"My idea was to create the blank records in a cursor, without any indices - just for the report."

It finally sunk in: use the "Create Cursor" command adding only the fields needed for the labels and then plugging in n blank records before inserting records from the Table. Was able to do it after all "filtering" was done.
It works great. . . and the temporary cursor goes away when you close the Form.
Thank you for your help.
Bill