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Conversation with my daughter today
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De
22/07/2014 16:09:02
John Ryan
Captain-Cooker Appreciation Society
Taumata Whakatangi ..., Nouvelle Zélande
 
 
À
22/07/2014 15:33:12
Information générale
Forum:
Family
Catégorie:
Enfants
Divers
Thread ID:
01604148
Message ID:
01604381
Vues:
44
>>I just got my insurance quote:
>>57% premium increase
>>Double the co-pay if we want to continue with our same doctor.
>>Reduction in many benefits from 80% to 50%
>>"Designated Network" vs "Network" - NOT Defined anywhere what the difference is, but one pays a lot worse.

Obviously nobody else can comment on your anecdote, but is this via the exchange or private?

If private, then you are describing the inevitable trajectory of the old system. Definitely I'd take a look in the exchange to see how the new system is supposed to help you. If via the exchange, then I'd be interested to take a look, in particular at pre-existing conditions and resilements old vs new. IMHO the main value of an insurance policy is not the lowest premium or coverage of petty expenses, but how it serves you when the proverbial hits the fan, as it inevitably does in healthcare for those of us who are past the stage of dying young and beautiful. ;-) In the old system, resilements and ceiling limits caused massive exposure for many families, with medical expenses the biggest cause of middle class bankruptcy. Lets see whether that carries on under the new system.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us.
"
-- Shakespeare: Coriolanus, Act 1, scene 1
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